The Program Basics:

Did you know, less than 50% of small businesses in the US offer healthcare?  We’d like to change that in our home restoration/preservation industry!

The Society for Historic American Homes has partnered with the Small Association Leadership Alliance (SALA) to offer this solution.  SALA sponsors the program and developed a national, comprehensive, and cost-effective alternative to traditional group plans by building a coalition of small non-profits organizations.  The program offers affordable, accessible, and effective healthcare options for our members – both businesses and individuals alike.

Component One:  includes a choice of two preventative care plans from the Apex Management Group - Apex Advantage and Apex HDHP Basic MEC.  With either plan, members receive 100% coverage for preventive care. 

Apex Advantage adds copayments for specialist and small and medium cost medical expenses, and prescription coverage, while HDHP Basic MEC provides a very low-cost, basic plan with a framework for a Health Savings Account (HSA). 

Component Two:  With your enrollment in Apex, participants can add medical cost sharing for unforeseen medical expenses, such as illness and injury. The Sedera Health medical cost sharing model boldly challenges the insurance status quo. Through an innovative layering of healthcare services, we enable individuals and families access to high quality healthcare that is affordable, flexible and effective.

In addition to sharing medical expenses, Sedera provides access to valuable Counseling, Medical Bill Negotiation, Telemedicine, Expert Second Opinion, and Personal Member Advisor services to all members.

PLEASE NOTE:  Sedera Medical Cost Sharing is NOT insurance and is not issued or offered by an insurance company.  While every effort is made to meet member's medical needs, Sedera does not guarantee payment of any medical expense. 

Key Takeaways:

      • Participants can expect to save an average of 60% when compared to traditional group health insurance!
      • Available to businesses AND individuals
      • Available to full-time, part-time and seasonal staff
      • Lowers healthcare costs by an average of 60%
      • Enrollment is monthly – you may join at any time
      • Offers a choice of two high-quality, affordable healthcare solutions
      • Includes a four (4) year “Rate Lock” on preventative plans – offering rate stability in a very unstable market
      • The Historic American Homes Healthcare Program is a solution to the high cost of healthcare in our industry!

How It Works:

Here is your step-by-step guide to participating in the Historic American Homes Healthcare Program.

    1. Be a Historic American Homes member in good standing.
        • Individual memberships start at $25/year, Businesses - $100/year
        • Join Now
    2. View our information webinar for an introduction to this program.  It will provide a program overview and help you understand the components and key terminology.  

    3. Explore the program & plans.  Click on the document links to explore program details, FAQ, Key Terms and real-world savings examples!

    4. Decide if this program is right for you, your family, your employees or your business.
      • If it isn’t, don’t be discouraged – Historic American Homes is committed to expanding options for our members to access affordable healthcare and ways to fill coverage gaps.
      • If it’s the right fit, continue to step 5
    5. Time to join!  Once we have verified your membership, we will provide you with your enrollment link.

For more help and answers to your questions

Please contact our healthcare program support center by email at or toll free at 888-994-4979.


Apex Documents and Links 

Sedera Documents and Links

Current Pricing 

Program Providers and Partners


View the following video for full plan details (approx. 22 mins)

Introducing the Historic American Homes Healthcare Plan!

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