The Program Basics:
Did you know, less than 50% of small businesses in the US offer healthcare? We’d like to change that in our home restoration/preservation industry!
The Society for Historic American Homes has partnered with the Small Association Leadership Alliance (SALA) to offer this solution. SALA sponsors the program and developed a national, comprehensive, and cost-effective alternative to traditional group plans by building a coalition of small non-profits organizations. The program offers affordable, accessible, and effective healthcare options for our members – both businesses and individuals alike.
Choose and Apex Preventative Care Plan:
Apex is the preventative care component of the SALA Healthcare Program. The Apex plans are not an insurance product, but a self‐funded plan sponsored by the Small Association Leadership Alliance (SALA). The Apex plans qualify as Minimum Essential Coverage (MEC) plans for preventative care coverage. A MEC plan must cover 100% of the Centers for Medicare & Medicaid (CMS) listed preventative and wellness benefits. The Apex plans are designed to meet your day-to-day healthcare needs.
Participants choose either the:
Both plans comply with ACA mandated preventative services with 100% coverage for all 21 preventative services for adults, 26 services for women, and 27 services for children. (Click here to learn more about the ACA requirement)
Apex Advantage: Apex Advantage provides 100% coverage for preventive care, copayments for small and medium cost medical expenses, and prescription coverage.
Apex HDHP/Basic MEC: The Apex HDHP (High Deductible High Premium) Plan provides the Minimum Essential Coverage at a lower monthly cost but does not include a prescription plan or coverage for specialists. The Apex HDHP plan does allow for the addition of a Health Savings Account (HSA). This plan includes:
To learn more about the Apex options, we recommend reviewing the following:
Add Sedera Medical Cost Sharing:
The Sedera medical cost sharing model boldly challenges the insurance status quo. Through an innovative layering of healthcare services, we enable individuals and family's access to high quality healthcare that is affordable, flexible and effective.
In addition to sharing medical expenses, Sedera provides access to valuable Counseling, Medical Bill Negotiation, Telemedicine, Expert Second Opinion, and Personal Member Advisor services to all members.
You can choose from 5 IUA's (Initial Unshareable Amount) that range from $500 to $5000.
To learn more about Sedera we recommend reviewing the following:
Telemedicine through TelaDoc
Sedera members have 24/7/365 access to a board-certified physician through Teladoc telemedicine. This service provides on-call physicians available to help resolve routine medical issues by phone or video consultations. Members considering a trip to the Emergency Room, urgent care center, minute clinic or who just cannot wait to get scheduled for a doctor’s office visit can use Teladoc to access medical care, saving both time and money.
2nd.MD Medical Second Opinion
We’ve all hassled with doctor waitlists, gone back and forth to get a referral and searched the web for answers to medical issues. As a member of Sedera Health, you can bypass these frustrating steps through a program called 2nd.MD. This offering allows members to quickly and easily connect with some of the world’s best doctors for consultation via phone or webcam.
How It Works:
Here is your step-by-step guide to participating in the Historic American Homes Healthcare Program.
For more help and answers to your questions
Please contact our healthcare program support center by email at firstname.lastname@example.org or toll free at 888-994-4979.
View the following video for full plan details (approx. 22 mins)
Introducing the Historic American Homes Healthcare Plan!